Ideally this would be baked into ActivityPub, true, as would a distinction between porn, gore, and other sensitive topics for easy filtering by flair. But in the meantime, I’m relatively satisfied with the (admittedly hacked together) approach we have now. We already spend a couple minutes playing around with the look and feel of any new client we download, and filters are just part of that “settling in” process. If we had a bunch of them to set, it’d be one thing. But porn filtering really is just a matter of tagging one or two instances to cover 99% of the content out there. And the best part is that you’re not even digging through the settings, you’re tapping 3 buttons (max) on posts if you see them at all. As far as inconveniences go when switching apps, that one’s pretty minor.
As for being “locked in” and beholden to a particular client, are you really locked in if all of them let you do the same things (albeit in their own ways)?
Anyone with insurance. If they’re charging your insurance provider $1,400, then you’ll either see that cost passed directly on to you when you get COVID, or see it as an increase in everyone’s monthly insurance cost as they spread out what they’re paying across their whole customer base. The money’s got to come from somewhere. Granted, insurance companies will likely negotiate on the price and not pay that full amount, but it’s not exactly a good-faith negotiation if their starting offer is a 10,000% markup.
Also, 2028 is less than 5 years away and COVID is set to be a persistent staple of society like the yearly flu indefinitely. They’re basically saying that anyone who gets it while committing the heinous crime of being poor is SOL, even though it costs them almost nothing to produce and was developed using our tax dollars to start with.