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Joined 1 year ago
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Cake day: July 5th, 2023

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  • If the BNPL offer comes with 0% interest and you pay with debit, or a credit card that you always pay off timely, I don’t see how it can be such a bad thing. Spending your money immediately, especially with the inflation accounted for, a fix $50 over twelve or twenty-four months means you actually came out ahead theoretically, since your money went further.

    The only catch here is of course that vendors will price their goods accordingly, where BNPL or loans will be the only way to afford their goods.






  • Anecdotal, I have Russian friends (a couple and their kids).

    The dad is really apologetic for his country. He also laments not being able to go back to visit his parents, because his profession would likely be in very high demand by the military so he doesn’t want to risk getting pulled in for service (even though he’s in his 40s).

    The mom already went back once, with kids. She says that the population in general, in both Moscow and the countryside, seem really oblivious to what’s going on. There’s a huge disconnect and often even disbelief about what’s going on further west. Likely due to govt media propaganda only running special operations victory headlines. Also those that are able, but down on their luck and fortune, are happy to sign up with the military for (relatively) good pay, especially if their role is not something that makes them fight at the front line directly.